NPC Profile
Full NameLord Dered Abanar, Arch-Treasurer of the Exchange
Ancestry & ClassHuman (Imperial Diaspora) / Master Financier & Syndicate Architect (Rogue 11 / Mastermind)
Role & TitlePatriarch of House Abanar; Chief Director of the Abanar Exchange; Senior Commissioner on the Council of Coin
Seat of PowerThe Abanar Banking House & Fortress Manor, Nobles’ Quarter, Ptolus (Commercial Operations at the Abanar Exchange, Midtown)
FactionHouse Abanar, Council of Coin; financial backer of secular municipal infrastructure
Philosophy”Faith divides, blood turns cold, and steel rusts. Gold is the only universal language that never lies.”

🪙 Overview & Personality

Lord Dered Abanar is the ruthless, brilliant patriarch of House Abanar, universally known across Eraedal as the “House of Coin.” Through his control of the Abanar Exchange, the largest merchant banking, loan-brokerage, and currency-minting institution in Ptolus, Dered exercises more direct practical power over the daily life of the city than almost any other living noble.

Dered is a consummate pragmatist. He views the grandiose religious rhetoric of Holy Emperor Rehobath Ylestos and the chivalric posturing of Kirstol Dallimothan with dry, calculating amusement. To Dered, empires rise and fall not by divine mandate, but by credit margins, supply logistics, and liquidity. He has funded both sides of maritime trade disputes, underwritten delver expeditions into Dwarvenhearth, and issued mortgages on half the commercial warehouses in the Guildsman District.

Despite his cynicism, Dered is not a chaotic villain like the lords of House Vladaam. He recognizes that commerce requires stability, predictable laws, and safe streets. Consequently, he works closely with Commissar Igor Urnst, ensuring that the City Watch’s payroll is always met, even when imperial tax revenues from the collapsing Western Empire run dry.


⚖️ Physical Appearance

Dered is a meticulously groomed man in his late fifties of average height and compact build, possessing sharp, calculating hazel eyes that constantly assess the value of everything and everyone in his sight. His silver-streaked dark hair is neatly coiffed, and he sports a manicured imperial goatee.

He dresses in understated, immaculate luxury: high-collared coats of deep emerald velvet lined with soft sable fur, tailored wool trousers, and polished riding boots of supple calfskin. His only conspicuous jewelry is a heavy gold signet ring bearing the Abanar balance-scale seal, which he uses to stamp promissory notes, and a platinum pocket watch imported from the chronomancers of the Old Kingdom.


⚔️ Pathfinder 2e Remaster Statblock

LORD DERED ABANAR                                                    CREATURE 11
Unique | LN | Medium | Human | Humanoid
Perception +23
Languages: Common, Imperial High Prustan, Dwarven, Elven, Undercommon
Skills: Deception +24, Diplomacy +23, Intimidation +21, Nobles' Quarter Lore +25, 
        Ptolus Lore +23, Society +24, Thievery +19
Str +1, Dex +4, Con +2, Int +5, Wis +3, Cha +4
Items: +2 striking concealed rapier, +1 resilient padded armor, signet ring of Abanar,
       ring of mind shielding, purse containing 250 pp in Abanar platinum trade-bars.
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AC 31; Fort +18, Ref +23, Will +20
HP 175
Nimble Dodge [reaction] Trigger: Dered is targeted by an attack roll he can see. Gain a +2 circumstance bonus to AC.
You're Bounded [reaction] Trigger: An adjacent enemy within reach makes an attack against an ally.
       Effect: Dered makes a quick Melee Strike with his rapier against the triggering enemy.
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Speed 30 feet
Melee [one-action] Concealed Rapier +23 [+18/+13] (Deadly 1d8, Disarm, Finesse, Magical), Damage 2d6+7 piercing
Ranged [one-action] Hand Crossbow +21 [+16/+11] (Range Increment 60 ft., Reload 1), Damage 1d6+4 piercing
Sneak Attack: Dered deals an extra 3d6 precision damage to off-guard creatures.
Mastermind Assessment [one-action]: Dered rolls a Society, Recall Knowledge, or Perception check against 
       a target's Will DC. On a success, the target is off-guard against Dered's attacks until the end of his next turn.
The Price of Blood [two-actions]: Dered tosses a bag of heavy platinum trade-bars at an allied mercenary 
       within 30 feet. The ally immediately gains a +2 status bonus to attack and damage rolls for 1 round.

🧭 Story Hooks for Adventurers

  1. The Defaulted Vault: A high-profile adventuring company took a 5,000 gp expedition loan from the Abanar Exchange to delve into the Banewarrens and defaulted after failing to return. Lord Dered hires the party to recover the collateral—a set of ancient enchanted ledgers—from the party’s tomb.
  2. The Counterfeit Coin Crisis: A flood of debased, chaositech-tainted gold coins is circulating through the Midtown markets, causing bank riots. Dered hires the party to trace the counterfeit mint back to a hidden foundry operated by the Killraven Crime League.
  3. The Hostile Takeover: Dered uncovers evidence that agents of Holy Emperor Rehobath Ylestos are planning to seize the Abanar Exchange under emergency imperial decrees. He contracts the party to discreetly transport his high-value bullion reserves to a warded vault in Castle Shard.